Times are tough for newly-minted college graduates. The aggregated outstanding student debt in the United States is about $1 trillion, with an average debt of $23,300. Roughly 10 percent owe more than $50,000.

The situation has gotten so bad that the New York Federal Reserve is worried the student-loan bubble will drag down the housing recovery, because recent college grads can’t afford monthly loan payments.

As The College Fix reports, though, one enterprising entrepreneur has a solution: porn.

The University of Missouri apparently sponsored an hour-long talk last Wednesday by businesswoman Cindy Gallop on “crowdsourced porn.”

The talk was well-attended, notes The Fix. Somewhere between 50 and 75 percent of the audience looked college-aged.

In a theater a little over a block from the campus, Gallop told students that hardcore pornography creates false, unrealistic impressions. That’s bad. It would be good, though, if students join her “movement,” which entails making porn — respectable, humane porn — and hawking it on her website.

As Slate explains (and as Gallop detailed to the audience), Gallop’s business model goes thusly: wanna-be porn stars record themselves frolicking in “real world sex,” then submit the results to her site, Make Love Not Porn. Accepted footage goes on sale (actually a long-term rental). The price is $5. The site shares profits 50/50 with the stars of the videos.

Read more at The Daily Caller